Convicted Driver Insurance
If you have a criminal conviction it can be difficult to get a car insurance policy – not just driving offences but any kind of criminal conviction. The reason it is often harder to get a quote is because convicted drivers are seen as higher risk, statistically they are more likely to be involved in an accident.
Here at MotorQuoteDirect our partners can offer you competitively priced car insurance quotes even if you are a convicted driver. Not only are the quotes competitive but the policies are bespoke to your needs meaning that you will only ever pay for exactly the right level of cover.
Other benefits of getting your car insurance quote through MotorQuoteDirect includes:
- Fill out one simple online form
- Receive a range of quotes in minutes
- Compare quotes to find the best deals
Convicted Driver Insurance Quotes
When you are applying for a car insurance quote as a convicted driver it is important that you are honest about any convictions if they are ‘unspent’. A ‘spent’ criminal conviction is when they can become ignored after a certain period of time. This length of time depends on the conviction and the length of the sentence. For example, if you were given a fine or community service then after five years your conviction become ‘spent’ and it may be no longer obligatory to declare it to your insurers.
If you are looking to reduce the cost of your premiums you should look at increasing your voluntary excess. This is the part of the insurance claim you promise to pay yourself, although make sure you choose a reasonable figure. If you can’t pay your excess in the event of a claim then it defeats the point of having car insurance in the first place.
For more tips on how to lower your car insurance premium as a convicted driver head over to our blog section, but before you do get a quote with MotorQuoteDirect today!