Make your car sound better

Make your car sound better
You know you are getting old when a car goes past your house and the driver has the window down and the boom-boom of music coming from the car has you saying “That’s not music, its just noise”. Chances are the driver is young and also that he/she has added a car amplifier to the music system. You may have seen this done on shows like “Pimp my ride” but it is possible to install a great sound system yourself. Bear […]

How much is your driving licence worth?

How much is your driving licence worth?
Well to the majority of the citizens of the United Kingdom it is hard to imagine life without it. First and foremost it enables us to live the life we do at a pace that would be impossible without the use of the family car, even non drivers such as children and senior citizens rely on a family member to be available with a car for a great many things, the school run, trips to the doctors or perhaps […]

Breakdown cover a good option

Whether it’s to the supermarket or a 200 mile trip across the country, a motorist can never be 100% certain that his car will not break down, even the most reliable vehicle will at some time fail to start. Having breakdown cover will give you the peace of mind that if you are stuck there is an outside agency to get you moving again. It really is not worth taking the gamble of not having cover and if you have to be towed away from […]

Keep your battery alive longer

Thousands of people get a motor insurance quote each and every week of the year, often with breakdown recovery cover as an integral part of the policy, and although the knowledge of having cover is comforting, the average motorist will still keep an eye on the state of his tyres, his windscreen and perhaps the oil and water levels in his vehicle. Very few pay little attention to the car battery.
Every day of the year, breakdown services will attend hundreds of breakdowns that are battery […]

Cancelling car insurance? What should you expect

Cancelling car insurance? What to expect
So, you’ve just arranged your car insurance, only to discover a cheaper deal on offer from a rival firm. Is cancelling car insurance an option?

What about when you want to sell your car but you’re only half way through your car insurance policy’s year-long cover? Can you get your money back if you paid for your cover up front?
The good news is yes, you can cancel.
The bad news is your insurer will hit you with various cancellation fees, and these can vary massively depending upon who […]

UK motoring offences, conviction codes & penalty points

What are the UK motoring offences, conviction codes & penalty points
Accident offences

Code

Offence

Points

Years on licence

AC10

Failing to stop after an accident

5-10

4 from offence date

AC20

Failing to give particulars or report an accident within     24 hours

5-10

4 from offence date

AC30

Undefined accident offences

4-9

4 from offence date

Disqualified driver

Code

Offence

Points

Years on licence

BA10

Driving when disqualified by order out of court

6

4 from offence date

BA30

Attempting to drive while disqualified by order of court

6

4 from offence date

Careless driving

Code

Offence

Points

Years on licence

CD10

Driving without due care and attention

3-9

4 from offence date

CD20

Driving without reasonable consideration for other road users

3-9

4 from offence date

CD30

Driving […]

Cash-for-crash accidents – staged every 12 minutes!

Car insurance firms think more than 300,000 cash-for-crash staged accidents have taken place on Britain’s roads over the past five years.
Although insurers, the courts and police have put the brakes on scammers by tightening up personal injury claim procedures, around 30,000 drivers reported they were a victim of the scam last year.
Over the five years, that works out as more than 1,000 accidents every week – which breaks down to one every 12 minutes of every hour seven days a week.
Almost two-thirds of victims are […]

First Aid Training as part of your Driving Test?

MP’s are currently giving thought to introducing a mandatory first aid training course to be taken prior to taking your driving test.
According to St John’s Ambulance, 59 percent wouldn’t feel confident to attempt to save a life at the road side, with half of deaths from road collisions occurring within minutes of an incident. Most feel they would wait until an ambulance arrived.
Change has potential to save hundreds of lives

Men vs. Women: who are the better drivers?

 Men vs. Women: who are the better drivers?
Last October Lewis Hamilton once again flew the flag for Britain in the Formula One series, bringing home his 3rd world title and officially being named the best driver in the world. Some may say that this is more proof towards the belief that men are better drivers than women – however can this be true when there are notoriously few female racing drivers?
If we look at driving on a more general basis and not just on the […]

How are Millennials saving money on their Car Insurance?

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