Category Archives: Cheap Car Insurance

Ford – Buying experience

Earlier this year I decided to treat the wife to a new car, she had been moaning about the ever increasing bills that her KA was burdening the family budget with, and reasoned that with the scrappage scheme drawing to a close we were missing out on an opportunity to trade old for new at a reasonable cost. Needless to say I eventually caved in and off we toddled to a Ford showroom. It didn’t quite turn out to be a case of haggling over […]

Make your car sound better

Make your car sound better
You know you are getting old when a car goes past your house and the driver has the window down and the boom-boom of music coming from the car has you saying “That’s not music, its just noise”. Chances are the driver is young and also that he/she has added a car amplifier to the music system. You may have seen this done on shows like “Pimp my ride” but it is possible to install a great sound system yourself. Bear […]

How much is your driving licence worth?

How much is your driving licence worth?
Well to the majority of the citizens of the United Kingdom it is hard to imagine life without it. First and foremost it enables us to live the life we do at a pace that would be impossible without the use of the family car, even non drivers such as children and senior citizens rely on a family member to be available with a car for a great many things, the school run, trips to the doctors or perhaps […]

Keep your battery alive longer

Thousands of people get a motor insurance quote each and every week of the year, often with breakdown recovery cover as an integral part of the policy, and although the knowledge of having cover is comforting, the average motorist will still keep an eye on the state of his tyres, his windscreen and perhaps the oil and water levels in his vehicle. Very few pay little attention to the car battery.
Every day of the year, breakdown services will attend hundreds of breakdowns that are battery […]

Cancelling car insurance? What should you expect

Cancelling car insurance? What to expect
So, you’ve just arranged your car insurance, only to discover a cheaper deal on offer from a rival firm. Is cancelling car insurance an option?

What about when you want to sell your car but you’re only half way through your car insurance policy’s year-long cover? Can you get your money back if you paid for your cover up front?
The good news is yes, you can cancel.
The bad news is your insurer will hit you with various cancellation fees, and these can vary massively depending upon who […]

UK motoring offences, conviction codes & penalty points

What are the UK motoring offences, conviction codes & penalty points
Accident offences

Code

Offence

Points

Years on licence

AC10

Failing to stop after an accident

5-10

4 from offence date

AC20

Failing to give particulars or report an accident within     24 hours

5-10

4 from offence date

AC30

Undefined accident offences

4-9

4 from offence date

Disqualified driver

Code

Offence

Points

Years on licence

BA10

Driving when disqualified by order out of court

6

4 from offence date

BA30

Attempting to drive while disqualified by order of court

6

4 from offence date

Careless driving

Code

Offence

Points

Years on licence

CD10

Driving without due care and attention

3-9

4 from offence date

CD20

Driving without reasonable consideration for other road users

3-9

4 from offence date

CD30

Driving […]

Women Drink-Drivers Have Doubled Since 1999

Image of Breath Test
Drink-Drivers – In the past fifteen years the amount of women who drink and drive has doubled and experts put it down to the habits of middle class drinkers. A large percentage of women drink drivers believe that they are fit to drive even though they are over the legal limit and the AA has warned people of this “growing risk”. We have previously talked about driverless cars being the future but even with […]

Tips for getting Cheaper Car Insurance for Young Drivers

Money
One of the biggest issues that young drivers face is being able to afford car insurance. Sometimes the premiums are so high that some are forced to wait till they can save some more money to be able to afford to drive. The reason that young drivers insurance is so high is that they are considered a higher risk of an accident due to the history of claims by those who have recently passed their driving […]

Best deals on new cars in 2013

Jaguar XF CarIt’s never been a better time to be a car buyer. As an ever increasing number of car manufacturers are offering reduced deals to potential customers, new car sales in the UK are continuing to boom. But with so many deals now on offer to the customer, identifying the very best deals has become even harder.

New Volkswagen Golf crowned World Car of the Year 2013

MQD Volkswagen wheelThe latest Volkswagen Golf has been winning plaudits the world over since its launch and last week saw it reach another milestone, being awarded ‘World Car of the Year 2013’ at the New York International Auto Show.