Category Archives: Advice

Cancelling car insurance? What should you expect

Cancelling car insurance? What to expect
So, you’ve just arranged your car insurance, only to discover a cheaper deal on offer from a rival firm. Is cancelling car insurance an option?

What about when you want to sell your car but you’re only half way through your car insurance policy’s year-long cover? Can you get your money back if you paid for your cover up front?
The good news is yes, you can cancel.
The bad news is your insurer will hit you with various cancellation fees, and these can vary massively depending upon who […]

UK motoring offences, conviction codes & penalty points

What are the UK motoring offences, conviction codes & penalty points
Accident offences

Code

Offence

Points

Years on licence

AC10

Failing to stop after an accident

5-10

4 from offence date

AC20

Failing to give particulars or report an accident within     24 hours

5-10

4 from offence date

AC30

Undefined accident offences

4-9

4 from offence date

Disqualified driver

Code

Offence

Points

Years on licence

BA10

Driving when disqualified by order out of court

6

4 from offence date

BA30

Attempting to drive while disqualified by order of court

6

4 from offence date

Careless driving

Code

Offence

Points

Years on licence

CD10

Driving without due care and attention

3-9

4 from offence date

CD20

Driving without reasonable consideration for other road users

3-9

4 from offence date

CD30

Driving […]

Cash-for-crash accidents – staged every 12 minutes!

Car insurance firms think more than 300,000 cash-for-crash staged accidents have taken place on Britain’s roads over the past five years.
Although insurers, the courts and police have put the brakes on scammers by tightening up personal injury claim procedures, around 30,000 drivers reported they were a victim of the scam last year.
Over the five years, that works out as more than 1,000 accidents every week – which breaks down to one every 12 minutes of every hour seven days a week.
Almost two-thirds of victims are […]

How are Millennials saving money on their Car Insurance?

 

Changes in Driving Habits and Laws Over the Last 50 Years!

 
This year Bedford Insurance is officially turning 50, which got us thinking: what has changed in the motoring world over the past half a century?
After a bit of research we found all sorts of crazy facts and information, such as that it wasn’t until 1970 that driving instructors had to be officially registered and that there are currently 27 million vehicles on the UK’s roads!

Best Vehicles for Winter Driving

Are you looking to treat yourself to a new car this Christmas? If so we have put together a list of vehicles that are perfect for winter. Four wheel drives are obviously better for winter than two wheel drives as they have more grip on the roads and four wheel drives are a lot more economical than they used to be.
There are a range of four wheel drives that feel very similar to driving a two wheel drive but in snowy or icy conditions you are […]

Road Safety Tips this Winter

Winter is definitely here and with Christmas only five weeks away (yes we said it!) it is important that you take safety on the roads very seriously as they become more dangerous at this time of year.
Breakdowns are extremely common over Christmas; just as you want an extra five minutes in bed on a cold morning it seems our vehicles react in the same way! So below are some top tips to ensure that you don’t break down over Christmas:

Staying Safe on the Roads during Half Term

If you are a parent then you will already know that half term starts next week for thousands of children across the country, and as this is the last school holiday before Christmas you may see this as the perfect time to go away with your family. However, motorists are already being warned that they may encounter some issues if planning on traveling next week – issues that you may not have previously thought about. So if you are planning on going away next week […]

Women Drink-Drivers Have Doubled Since 1999

 
Drink-Drivers – In the past fifteen years the amount of women who drink and drive has doubled and experts put it down to the habits of middle class drinkers. A large percentage of women drink drivers believe that they are fit to drive even though they are over the legal limit and the AA has warned people of this “growing risk”. We have previously talked about driverless cars being the future but even with one you would need to adhere to drink driving laws.  Here, […]

Can you actually afford an Electric Car?

We all know that electric cars are good for the environment and that the amount of cars currently on the UK’s roads is leading to increased pollution levels. In order to reduce the UK’s emissions the government has brought in incentives to encourage individuals to buy electric cars, and so far it has partially worked. However, without these incentives could you actually afford to run an electric car? MotorQuoteDirect investigates: