Most cars purchased in the UK are second hand and many of these are bought privately. It is always a good idea to complete as many checks as possible on the details of the car. Never arrange to meet the seller anywhere but his home address and certainly not in a car park. Motoring organisations such as the AA offer several services that any purchaser of a second hand vehicle should consider using.
It is a fact that around 30% of used cars sold have some sort of hidden history. This can range from the car being stolen (over 150,000 vehicles are taken without consent every year in the UK) to having the mileage altered.
A Car Data Check (CDC) can cost around £20 for one vehicle with many organisations offering a cheaper rate for multiple checks. Judging by the results, it could well be money well spent. Amazingly, 4% of cars checked turn out to be one of the 600,000 vehicles written off by insurance firms every year. A massive 25% reveal the car has finance on it and 20% have had a number plate change at some time in their lives. The CDC will also ensure the vehicle has the correct Vehicle Identification Number.
Once the car has passed the Car Data Check it is worth spending a little more on a vehicle inspection. A comprehensive inspection will give the potential purchaser a check on many key elements of the car. The interior, including all visual electrical and mechanical equipment, plus the body and paintwork on the exterior of the car, will all be checked detailing any previous accident or damage. A robust 10 mile road assessment is carried out, and at the end of the inspection the purchaser is given a verbal and written report.
This may sound over the top for the purchase of a second hand car, but many vehicles change hands for well over £10,000, a figure that usually represents the second biggest purchase of their lives. Spending an extra £100 or less to achieve at least an element of peace of mind represents good value on a big investment. Of course once all the checks are done and the purchase is agreed, the buyer must get a motor insurance quote on the vehicle before proceeding.