Our guide to car insurance contains all you need to know about finding the right type of motor insurance policy, how to lower the cost of your premium and what to do in the event of a claim.
If you want to go directly to another section of our guide to car insurance, you can click on one of the links below:
- A Guide To Car Insurance
- Car Insurance Terminology
- What Is Your Car Insurance Quote Based On
- Keeping Down The Cost Of Car Insurance
- The Different Types Of Car Insurance
- Where To Get Car Insurance
- What You Need To Apply For Car Insurance
- Making A Claim On Your Car Insurance
- What Happens If Your Claim Is Rejected
Car insurance is almost certainly the financial product most commonly held by consumers in the UK, with the possible exception of a bank or savings account. This is hardly surprising: if you drive a vehicle, insurance is compulsory.
In theory, this ought to make everyone a car insurance expert, able to get the best deal on their motor cover.
Yet too many of us tend to stick with the same insurer for too long and end up paying hundreds of pounds more a year than we need to. We only change policies when premiums become very noticeably too dear.
Conversely, we pat ourselves on the back because we have found ultra-cheap car insurance - only to discover that when we make a claim, certain items were never covered under the terms of that policy.
Shopping around is the starting point for anyone who wants the best car insurance deal. Our car insurance comparison tool allows you to search for and compare quotes from more than 60 top insurers and brokers in the UK.
But knowing how motor and car insurance works can help you get an even better deal - not just on price but in terms of the service you may need from your insurer. This guide is designed to help you achieve that.
It tries to answer some of the most typical concerns of motorists: everything from explaining how your quote is set and tips on how to cut the cost of your cover, to the various steps involved in making a claim.