You are already at our website so you are probably aware that shopping around is a great idea when looking for car insurance. There are many ways to obtain car insurance quotes, the pros and cons of each of the major routes are explained below.
Go to an Insurance Broker
A Broker is an intermediary who searches a panel of insurers in order to get a quote for your insurance. They make their money directly from the insurers as they are paid a commission for each policy they sell.
The advantage with using a broker is that they do all of the searching for you, and in the event of a claim will act on your behalf. However, it is worth noting that a broker may not necessarily be able to offer you the cheapest policy.
Go Direct to the Insurance Companies
You can, of course, opt to go directly to an insurance company. However, if you do decide that you want to shop around, it can be time consuming, visiting several websites and obtaining quotes from each one.
Comparison Services
With a comparison service, you enter your details once, and the comparison software searches all of it’s partners (i.e. insurance companies and brokers who are signed up) to find the cheapest quote. You then purchase your policy direct from the insurer or broker.
The advantage is that it is quick and easy to get quotes from a variety of insurers. However, some insurers do not sell via comparison services, so you will not be searching the whole of the market.
Tags: Auto, Car, Car Insurance, Car Insurance Application